Rated #1 pet insurance in Australia by dog and cat owners
WINNER OF PET INSURER OF THE
YEAR 2019
Now You Can Claim Up To 30k A Year*
Pet Insurance Australia has helped protect
Over 145,000 Cats & Dogs since 2008
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Why Pet Insurance in
Australia Is So Crucial
Our pets are beloved members of our family, which is why we want to provide them with the best healthcare possible. Unfortunately, veterinary bills can be expensive, which is why, in Australia, an astonishing amount of veterinary treatment cases lead to pets being put to sleep every year. Fortunately, by purchasing insurance, your pets may be able to receive the treatments they need.
We can see why dog and cat insurance is one of the fastest growing forms of insurance in Australia, but we believe there are still far too many cats and dogs that remain uninsured. If you want to find out why so many pet lovers think that insurance is a necessity, don’t hesitate to contact our friendly professionals. We understand that you may want to compare your cover options, so our friendly professionals are happy to help.
VetChat
Vet care in your pocket
VetChat is a new service that connects you with trusted Australian vets via chat or video call online, within minutes anytime, anywhere. Pet Insurance Australia customers can get complimentary access to a VetChat consult membership. That means you get access to VetChat when you need it, with up to 4 online consults per month for your pet during your policy period. T&Cs apply.
Why Choose Pet
Insurance Australia?
We started our business as a family that’s truly passionate about pets, and we’ve since grown to become one of the most highly recommended pet insurance providers in the nation. We aim to make obtaining great value insurance for your pets as straightforward as possible, which is why you can get a quote using our website in the space of a few minutes. Once you’re insured with Pet Insurance Australia, you can feel confident with our top customer service for the entirety of your pet’s life. If you need to make a claim, you can again use our simple online tools. Of course, there’s always somebody on the other end of the phone should you need to discuss an issue with us directly, and you can always expect a prompt and professional service.
Introducing GapOnly®
By choosing Pet Insurance Australia, you can rest assured that your furry family member is in the best of hands. And that’s not just because your pet is protected by our pet insurance policy, but thanks to our partnership with GapOnly®, your wallet will enjoy a level of protection too. Working alongside your pet insurance policy, GapOnly® provides on-the-spot access to your pet insurance benefit for eligible claims, so you don’t need to pay the full Vet invoice upfront and wait to be reimbursed. In fact, as the name suggests, with GapOnly® you only pay the gap – or the amount not covered by your policy. Simple.
Compare pet insurance for
your family pet
PIA is an award-winning pet insurance provider, catering for the needs of Australian pet owners and their four-legged friends. As proud pet owners ourselves, with a passion for pets, we know just how important pets are to their owners. Compare our offers to find the perfect policy for you. We provide quick quotes for Australian customers.
We provide a range of competitive pet insurance cover options for pet owners, whether you live in a large city or a remote part of the country. Also, because we deal only with pet insurance, we can offer our clients excellent value for money and a highly efficient claims service.
Peace of mind
As with any other type of cover, the main reason that our clients choose to insure their dogs and cats are for the peace of mind that it provides them. Unfortunately, veterinary bills can be expensive, especially in the event that your pet should fall seriously ill. Pet Insurance Australia wants to provide you with the best possible options for your pet – cat or dog. Knowing that you have the assistance of pet insurance for treatment when your pet needs it most can be a great comfort at such times.
Lifelong cover
Your pet can be covered for life as long as there are no breaks in cover, with cover subject to the terms and conditions of your renewing policy.
Browse our testimonials to see what our customers are saying.
insurance cover
a broad range of cover options
As all pet owners will surely agree, no cat or dog is the same as another. They’re all unique and inimitable in their own special ways. For that reason, Pet Insurance Australia presents pet owners with a broad range of cover options so that they can choose the most suitable pet insurance policy for their cat or dog. Your pet’s health is a top priority, so call us today to find out more.
Our cover options include:
- Pet Essentials Cover
- Comprehensive Cover
- Major Medical Cover
Frequently Asked Questions
VetChat connects you with trusted Australian Vets via chat or video call online, within minutes, anytime, anywhere. Whether it's providing advice, setting up at-home treatment plans, or confirming if you need to visit a Vet in person, you can have peace of mind knowing you can get vet advice when you need it.
Please note, VetChat is a non-insurance product that is separate from your pet insurance policy and is separately provided by VetChat Services Pty Ltd. Visit petinsuranceaustralia.vetchat.com.au for more information and T&Cs.
Once your policy is active, or your policy renews, you will receive an email from VetChat. Simply log in using the username and password provided in the email to access VetChat or use the link below to reset your access.
We're providing customers 2 complimentary consults that you can use during your current policy period. Click below to learn more.
For more FAQs, visit our terms & conditions page here.
Pet insurance helps provide peace of mind by providing financial assistance towards eligible vet expenses resulting from an unexpected illness or specified accidental injury. Pet Insurance Australia offers three different levels of cover to choose from depending on your requirements – you should consult the relevant Product Disclosure Statement for the full policy Terms and Conditions.
We love pets of all shapes and sizes. However, at this stage, we only offer insurance for cats and dogs. Breeds of cats and dogs that have been listed by your State or Territory as dangerous, prohibited or restricted are not covered.
We are proud to offer the GapOnlyTM service at participating vets, meaning for eligible treatments, clients will only need to pay the gap between the pet insurance benefit and vet’s invoice. If your current vet is not signed-up to utilise the GapOnlyTM service, clients can send their claim documents by post or lodge their claim via the online Pet Portal. All claim reimbursements are subject to the policy terms and conditions, exclusions, limits and excess.
Yes. We cover for hereditary and congenital conditions as long as there are no signs or symptoms of that condition prior to the commencement of your policy or within the applicable waiting period.
Like all insurance, anything that existed, or you were aware of prior to your policy is generally excluded from cover. Insurance policies are there to protect against the unexpected so for this reason, claims relating to pre-existing conditions are not covered. This helps keep coverage fair for all of our customers.
However, we know that some conditions can genuinely be resolved or cured. So for that reason, pre-existing conditions are assessed differently depending on whether they are chronic conditions or temporary conditions for your pet.
See Pre-existing Condition page for more information.
Yes. Once your pet is accepted and as long as you continue to renew your policy and pay your premiums with no break or gap in cover, your pet will be covered for eligible vet expenses for life (with cover subject to the applicable terms and conditions of the policy for each renewal period). You can apply for Pet Essentials cover as long as your pet is over 8 weeks of age and younger than 12 years. For Comprehensive and Major Medical cover, pets need to be over 8 weeks of age and younger than 9 years.
For adopted Pets, if you can provide us with proof of adoption or transfer of ownership papers we will only request veterinary history from the date you took ownership onwards. Refer to the Claims section of your PDS on page 36 (Major & Medical) or page 38 (Essentials) for full details on how to submit a claim and required documents.
For more information on how to claim, click here.
Pet Insurance Australia now offer GapOnlyTM on eligible bills which means you can claim on the spot at participating vets. This will leave you less out-of-pocket on expenses and more confident in your ability to seek pet care at a moment’s notice. Contact our team on 1800 043 552 if you’d like more information.
